Money Myths Busted: A Teen’s Guide to Smart Financial Management

Money doesn’t come with an instruction manual—until now.

Money Myths Busted: A Teen’s Guide to Smart Financial Management gives young readers the straight truth about how money really works, without boring lectures or confusing jargon. Designed especially for teens, this interactive guide uses True-or-False questions, quick quizzes, and real-life case studies to challenge common myths and replace them with practical, confidence-building money skills.

Inside, teens will learn how to:

• Understand what money is, how it’s used, and why it matters in everyday life

• Build a simple savings habit that actually sticks and supports real goals

• Create a beginner-friendly budget that still leaves room for fun

• Find ways to earn money—jobs, side hustles, and small business ideas

• Spend wisely by separating needs from wants and avoiding impulse buys

• Use banks, accounts, credit, and debt the smart way instead of letting them cause problems

• Take first steps into investing, planning for the future, and avoiding common money traps

Each chapter ends with clear next steps so readers always know what to do right now—not just “someday.” Whether a teen is managing birthday money, a first job, or planning for college and beyond, this book gives them the roadmap they never got at school.

Perfect for parents, youth leaders, teachers, and teens who are ready to stop guessing and start mastering their money, Money Myths Busted turns financial literacy into a confidence booster instead of a stress trigger.